Bill vs Mercury
Bill and Mercury are both finance & accounting — but they differ on pricing, features, and integrations. Mercury offers a free plan, while Bill is paid-only. Mercury has the lower entry price. They share 2 integrations, including QuickBooks, Xero.
At a glance
| Bill | Mercury | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Paid | Freemium |
| Starting price | From $45/mo | From $29.9/mo |
| Free plan | No | Yes |
| Integrations | 4 | 4 |
Bill pricing
Essentials
$45/user/mo
- AP or AR automation
- Approvals
Corporate
$79/user/mo
- AP and AR
- Custom roles
Mercury pricing
Mercury
$0
- Checking & savings
- Cards
- Bill pay
Mercury Plus
$29.90/mo
- Invoicing
- Advanced controls
Mercury Pro
$299/mo
- Relationship manager
- Advanced accounting automations
Bill integrations
- QuickBooks
- Xero
- NetSuite
- Sage
Mercury integrations
- QuickBooks
- Xero
- Stripe
- Gusto
Which should you choose?
If budget is your priority, Mercury starts lower. Choose Bill if you want automate accounts payable and receivable, or Mercury if you need business banking built for startups. Review the full pricing and integrations above, then read each tool's profile for the details.