Bill vs Wave
Bill and Wave are both finance & accounting — but they differ on pricing, features, and integrations. Wave offers a free plan, while Bill is paid-only. Wave has the lower entry price.
At a glance
| Bill | Wave | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Paid | Freemium |
| Starting price | From $45/mo | From $19/mo |
| Free plan | No | Yes |
| Integrations | 4 | 3 |
Bill pricing
Essentials
$45/user/mo
- AP or AR automation
- Approvals
Corporate
$79/user/mo
- AP and AR
- Custom roles
Wave pricing
Starter
$0
- Unlimited invoices
- Accounting
- Receipts
Pro
$19/mo or $190/yr
- Auto-import transactions
- Lower payment fees
Bill integrations
- QuickBooks
- Xero
- NetSuite
- Sage
Wave integrations
- Stripe
- PayPal
- Google Sheets
Which should you choose?
If budget is your priority, Wave starts lower. Choose Bill if you want automate accounts payable and receivable, or Wave if you need free accounting and invoicing for small business. Review the full pricing and integrations above, then read each tool's profile for the details.