Bill vs Xero
Bill and Xero are both finance & accounting — but they differ on pricing, features, and integrations. Both are paid tools. Xero has the lower entry price.
At a glance
| Bill | Xero | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Paid | Paid |
| Starting price | From $45/mo | From $25/mo |
| Free plan | No | No |
| Integrations | 4 | 4 |
Bill pricing
Essentials
$45/user/mo
- AP or AR automation
- Approvals
Corporate
$79/user/mo
- AP and AR
- Custom roles
Xero pricing
Early
$25/mo
- 20 invoices/mo
- Bank reconciliation
Growing
$55/mo
- Unlimited invoices
- Bulk reconcile
Established
$90/mo
- Multi-currency
- Projects
- Expenses
Bill integrations
- QuickBooks
- Xero
- NetSuite
- Sage
Xero integrations
- Stripe
- HubSpot
- Gusto
- Shopify
Which should you choose?
If budget is your priority, Xero starts lower. Choose Bill if you want automate accounts payable and receivable, or Xero if you need cloud accounting software for growing businesses. Review the full pricing and integrations above, then read each tool's profile for the details.