Toolibrary

Expensify vs Mercury

Expensify and Mercury are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Expensify has the lower entry price. They share 3 integrations, including QuickBooks, Xero, Gusto.

Expensify logo
Expensify
Freemium · from $5/mo

Receipt scanning and expense reports.

Visit Expensify
Mercury logo
Mercury
Freemium · from $29.9/mo

Business banking built for startups.

Visit Mercury

At a glance

 ExpensifyMercury
CategoryFinance & AccountingFinance & Accounting
Pricing modelFreemiumFreemium
Starting priceFrom $5/moFrom $29.9/mo
Free planYesYes
Integrations44

Expensify pricing

Free

$0

  • SmartScan
  • Personal expenses

Collect

$5/user/mo

  • Expense reports
  • Corporate cards

Mercury pricing

Mercury

$0

  • Checking & savings
  • Cards
  • Bill pay

Mercury Plus

$29.90/mo

  • Invoicing
  • Advanced controls

Mercury Pro

$299/mo

  • Relationship manager
  • Advanced accounting automations

Expensify integrations

  • QuickBooks
  • Xero
  • NetSuite
  • Gusto

Mercury integrations

  • QuickBooks
  • Xero
  • Stripe
  • Gusto

Which should you choose?

If budget is your priority, Expensify starts lower. Choose Expensify if you want receipt scanning and expense reports, or Mercury if you need business banking built for startups. Review the full pricing and integrations above, then read each tool's profile for the details.