Expensify vs Wise
Expensify and Wise are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Wise has the lower entry price. They share 2 integrations, including QuickBooks, Xero.
At a glance
| Expensify | Wise | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Freemium | Freemium |
| Starting price | From $5/mo | Free |
| Free plan | Yes | Yes |
| Integrations | 4 | 3 |
Expensify pricing
Free
$0
- SmartScan
- Personal expenses
Collect
$5/user/mo
- Expense reports
- Corporate cards
Wise pricing
Personal
$0
- Mid-market rates
- Multi-currency account
Business
From $31 one-time
- Batch payments
- API access
Expensify integrations
- QuickBooks
- Xero
- NetSuite
- Gusto
Wise integrations
- QuickBooks
- Xero
- API
Which should you choose?
If budget is your priority, Wise starts lower. Choose Expensify if you want receipt scanning and expense reports, or Wise if you need low-cost international money transfers. Review the full pricing and integrations above, then read each tool's profile for the details.