Mercury vs Ramp
Mercury and Ramp are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Ramp has the lower entry price. They share 2 integrations, including QuickBooks, Xero.
At a glance
| Mercury | Ramp | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Freemium | Free |
| Starting price | From $29.9/mo | Free |
| Free plan | Yes | Yes |
| Integrations | 4 | 4 |
Mercury pricing
Mercury
$0
- Checking & savings
- Cards
- Bill pay
Mercury Plus
$29.90/mo
- Invoicing
- Advanced controls
Mercury Pro
$299/mo
- Relationship manager
- Advanced accounting automations
Ramp pricing
Ramp
$0
- Corporate cards
- Expense automation
- Bill pay
Ramp Plus
$15/user/mo
- Advanced controls
- Procurement
Mercury integrations
- QuickBooks
- Xero
- Stripe
- Gusto
Ramp integrations
- QuickBooks
- Xero
- NetSuite
- Slack
Which should you choose?
If budget is your priority, Ramp starts lower. Choose Mercury if you want business banking built for startups, or Ramp if you need corporate cards and spend management. Review the full pricing and integrations above, then read each tool's profile for the details.