Toolibrary

Mercury vs Stripe

Mercury and Stripe are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Stripe has the lower entry price. They share 2 integrations, including QuickBooks, Xero.

Mercury logo
Mercury
Freemium · from $29.9/mo

Business banking built for startups.

Visit Mercury
Stripe logo
Stripe
Paid

Payments infrastructure for the internet.

Visit Stripe

At a glance

 MercuryStripe
CategoryFinance & AccountingFinance & Accounting
Pricing modelFreemiumPaid
Starting priceFrom $29.9/moPaid
Free planYesYes
Integrations44

Mercury pricing

Mercury

$0

  • Checking & savings
  • Cards
  • Bill pay

Mercury Plus

$29.90/mo

  • Invoicing
  • Advanced controls

Mercury Pro

$299/mo

  • Relationship manager
  • Advanced accounting automations

Stripe pricing

Pay-as-you-go

2.9% + 30¢

  • Online payments
  • No monthly fee

Custom

Volume pricing

  • Interchange+
  • Dedicated support

Mercury integrations

  • QuickBooks
  • Xero
  • Stripe
  • Gusto

Stripe integrations

  • Shopify
  • QuickBooks
  • Xero
  • WooCommerce

Which should you choose?

If budget is your priority, Stripe starts lower. Choose Mercury if you want business banking built for startups, or Stripe if you need payments infrastructure for the internet. Review the full pricing and integrations above, then read each tool's profile for the details.