Ramp vs Wave
Ramp and Wave are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Ramp has the lower entry price.
At a glance
| Ramp | Wave | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Free | Freemium |
| Starting price | Free | From $19/mo |
| Free plan | Yes | Yes |
| Integrations | 4 | 3 |
Ramp pricing
Ramp
$0
- Corporate cards
- Expense automation
- Bill pay
Ramp Plus
$15/user/mo
- Advanced controls
- Procurement
Wave pricing
Starter
$0
- Unlimited invoices
- Accounting
- Receipts
Pro
$19/mo or $190/yr
- Auto-import transactions
- Lower payment fees
Ramp integrations
- QuickBooks
- Xero
- NetSuite
- Slack
Wave integrations
- Stripe
- PayPal
- Google Sheets
Which should you choose?
If budget is your priority, Ramp starts lower. Choose Ramp if you want corporate cards and spend management, or Wave if you need free accounting and invoicing for small business. Review the full pricing and integrations above, then read each tool's profile for the details.