Ramp vs Wise
Ramp and Wise are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Their entry prices are comparable. They share 2 integrations, including QuickBooks, Xero.
At a glance
| Ramp | Wise | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Free | Freemium |
| Starting price | Free | Free |
| Free plan | Yes | Yes |
| Integrations | 4 | 3 |
Ramp pricing
Ramp
$0
- Corporate cards
- Expense automation
- Bill pay
Ramp Plus
$15/user/mo
- Advanced controls
- Procurement
Wise pricing
Personal
$0
- Mid-market rates
- Multi-currency account
Business
From $31 one-time
- Batch payments
- API access
Ramp integrations
- QuickBooks
- Xero
- NetSuite
- Slack
Wise integrations
- QuickBooks
- Xero
- API
Which should you choose?
Choose Ramp if you want corporate cards and spend management, or Wise if you need low-cost international money transfers. Review the full pricing and integrations above, then read each tool's profile for the details.