Stripe vs Wave
Stripe and Wave are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Stripe has the lower entry price.
At a glance
| Stripe | Wave | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Paid | Freemium |
| Starting price | Paid | From $19/mo |
| Free plan | Yes | Yes |
| Integrations | 4 | 3 |
Stripe pricing
Pay-as-you-go
2.9% + 30¢
- Online payments
- No monthly fee
Custom
Volume pricing
- Interchange+
- Dedicated support
Wave pricing
Starter
$0
- Unlimited invoices
- Accounting
- Receipts
Pro
$19/mo or $190/yr
- Auto-import transactions
- Lower payment fees
Stripe integrations
- Shopify
- QuickBooks
- Xero
- WooCommerce
Wave integrations
- Stripe
- PayPal
- Google Sheets
Which should you choose?
If budget is your priority, Stripe starts lower. Choose Stripe if you want payments infrastructure for the internet, or Wave if you need free accounting and invoicing for small business. Review the full pricing and integrations above, then read each tool's profile for the details.