Stripe vs Wise
Stripe and Wise are both finance & accounting — but they differ on pricing, features, and integrations. Both offer a free or freemium plan to get started. Their entry prices are comparable. They share 2 integrations, including QuickBooks, Xero.
At a glance
| Stripe | Wise | |
|---|---|---|
| Category | Finance & Accounting | Finance & Accounting |
| Pricing model | Paid | Freemium |
| Starting price | Paid | Free |
| Free plan | Yes | Yes |
| Integrations | 4 | 3 |
Stripe pricing
Pay-as-you-go
2.9% + 30¢
- Online payments
- No monthly fee
Custom
Volume pricing
- Interchange+
- Dedicated support
Wise pricing
Personal
$0
- Mid-market rates
- Multi-currency account
Business
From $31 one-time
- Batch payments
- API access
Stripe integrations
- Shopify
- QuickBooks
- Xero
- WooCommerce
Wise integrations
- QuickBooks
- Xero
- API
Which should you choose?
Choose Stripe if you want payments infrastructure for the internet, or Wise if you need low-cost international money transfers. Review the full pricing and integrations above, then read each tool's profile for the details.